Homeowners insurance
Coverage for the structure, your belongings, personal liability, and additional living expenses after a covered loss. The exact protection depends on the policy.
Home and flood insurance
The right home coverage,
without the guesswork.
Nebula is a transparent insurance agency. We use technology to compare available home and flood options efficiently, explain the differences, and help you choose coverage that fits.
- Homeowners coverage
- Separate flood coverage
- Quote by email in 5 minutes
Home coverage
What a home policy can protect
- The home
- Repairs or rebuilding after a covered loss
- Your belongings
- Furniture, clothing, and personal items
- Liability
- Claims if someone is hurt on your property
- Living expenses
- A temporary place to stay after a covered loss
Flood damage usually requires a separate flood policy.
What we cover
Start with the coverage the property needs.
Flood insurance
Separate coverage for damage caused by rising water and flooding. We can help you compare flood options alongside your home coverage.
How it works
A simple place to start.
01
Tell us about the property
Share the property address, your name, date of birth, and email. That’s enough for us to start.
02
We compare available options
We use technology to organize the details and compare coverage and pricing more quickly.
03
We send the quote
You’ll get a home insurance quote by email within five minutes. If you need flood coverage too, we can add that next.
When we can help
Buying, renewing, or adding flood coverage.
Buying a home
Get the coverage your lender needs before closing, with time to understand what you are buying.
Reviewing a renewal
Compare your renewal with other available options before deciding whether to stay or switch.
Adding flood coverage
Understand what your home policy leaves out and whether separate flood insurance makes sense.
FAQ
Common questions.
What information do you need?
The property address, your first and last name, date of birth, and email. That’s enough for a quote. We’ll ask for more only if we need it.
Does homeowners insurance cover flooding?
Standard homeowners policies generally do not cover damage caused by flooding. Flood insurance is usually purchased as a separate policy.
How long does it take?
We’ll email you a quote within five minutes of getting those details.
Does it cost anything to use Nebula?
No. There is no fee to request quotes or work with us. We are paid by the insurance carrier when you purchase a policy. You only pay for the coverage you choose.
How will I get the quote?
We’ll send it to the email address you provide. No phone call required to get started.
Let's see if we can find you a cheaper quote.
Send a few details and we'll email you a quote within five minutes.
Get a home quote